WELCOME TO EASY FLORIDA LIVING IN SEMINOLE! Nestled in the desirable Bay Ridge Estates neighborhood, this solid, all-block 2-bedroom, 2-bathroom home combines classic Pinellas County charm with fantastic functionality. Step inside to discover a bright 1,064 sq ft interior highlighted by sleek, low-maintenance restored terrazzo flooring and a beautifully appointed kitchen complete with modern cabinetry and newer appliances. Outdoors, you'll love the spacious yard featuring a convenient storage shed-perfect for housing tools, lawn equipment, or extra gear. Relax with total peace of mind: this home is located in Flood Zone X (no mandatory flood insurance required) with NO HOA fees or deed restrictions-bring your boat, RV, work vehicles, or customize the space to fit your lifestyle! Complete with an attached garage and public water service, you can't beat this location: under 5 minutes to Seminole City Center shopping & dining, under 5 minutes to top-rated Seminole schools, only 5 minutes (1.5 miles) to Walsingham Park, and just a short 10-minute drive (approx. 4 miles) to the white sands of Madeira Beach! Whether you're a first-time homebuyer, downsizing, or seeking a high-value Florida property, this turn-key gem is priced to move. Schedule your private showing today!